Helping you make the right move

Our Services

Our staff of qualified professionals can offer expertise in the following areas:





New Homes

Development Land

Building Sites


Property Management



Headed by Aaron Kernan since September 2004 our residential department has in recent years successfully adapted to significant market changes, and remains one the market leader in the Newry, Mourne & Down District.

Resales, rentals, development, agricultural land or major new build housing schemes, we have a practical working knowledge and years of understanding the market to get customers the best price with a superb level of service

Our Residential Agency staff are fully trained and well equipped to deal with all types of residential Property, from former Housing Executive homes to Period Residences. We understand how a vendor can maximise the value of their property and how careful preparation can make the whole process run more smoothly. As members of The Property Ombudsman, we adhere to the industry codes of practice to ensure that your property transaction follows the latest regulations.

Aaron says…

“‘I have been working in Kernan Property Services since September 2004 when I joined my Father’s family business. Having originally opened in 1991, we are now celebrating over 25 years in Business. However, throughout that time, we have continually developed to suit market needs.  From what began as solely a residential sales agency, we have blossomed into buying and management agents were we now offer a comprehensive package which covers all aspects of property transactions.

Outside of being company MD, I have carried on a long family association with GAA were I’ve been fortunate enough to have been a part of successful sporting teams while representing,  Crossmaglen Rangers, Armagh, Ulster and the Irish International Rules squads. 

I also act as a regular TV and radio pundit and speaker on both sport and business in Ireland.’

Sales Agreement Services

Pre-Sale Administration Fee: £210.00 plus VAT

Sole Agency: 1% of final sale price plus VAT

Joint Agency: 1.5% of final sale price plus VAT 



Our agent, Aaron Kernan, also act for buyers. He buys properties for both owner occupiers and investors alike. Some of his clients just want help looking for a new home, some want help to evaluate a property and to negotiate the best deal. Aaron understands that for many, their home is likely to be their most valuable asset both financially and emotionally. His objective is to make every aspect of the move as straight forward and enjoyable as possible. From the first contact to the day you move home I strive to ensure our customers experience a professional, confident service provided by a motivated and enthusiastic agent.

During his 15 years in the business, Aaron has bought and sold hundreds of properties.

According to sellers typically accepted around 5% (£11,000) less than their final asking price. Zoopla says that it’s just 3.86% and figures published by Hometrack suggest that the average buyer pays 97% of the asking price. outlines the current average asking price in Northern Ireland to be £136,669. Our own district Newry, Mourne and Down continues to perform above average with an average selling price for the district of £141,824.

Buying Agreements Services

Swift Survey

If you’ve found a suitable property but would like someone to run a professional eye over it before you commit further then send me an email with a link to the property advert on the agent’s website or the property portal on which it appears.

£100.00 plus VAT

Agent Advisor

Buying & Selling Advice

Up to 100,000 people buy a home every month. 90% of those who are selling get advice from an estate agent but most buyers think they can do it all themselves. Of course not everyone thinks they can afford or justify a bespoke buying service but now you can get help from my new Pocket Agent service. Help for anyone looking to transfer their pension pot or to buy or sell, to rent or let all for £500 plus VAT.

Customised Buying Service

We look for homes (and other assets) and seek to acquire them on behalf of our clients. As far as the law is concerned, I am an estate agent – In this instance, we act for buyers, not sellers. Some clients just want help looking for a new home, some want help to evaluate a property and to negotiate the best deal. Buying a home is one of the biggest decisions you have to make in life, and it really is worth putting in the effort to make sure you get it right. Too many people make mistakes in buying homes, which can affect your well-being, be a major hassle - and be very expensive.

Of course many people start off asking too much for their home and a third of sellers currently on the market have reduced their guide price at least once according to the website My most recent purchase was a substantial detached house in Newry, marketed at £295,000 (bought for a client in February 2019 for £220,000 - a 25% saving).

£1,500 plus VAT



Our property valuations are carried out by Aaron Kernan, a senior member of the sales team. Aaron holds a wealth of knowledge about the market gained from over 15 years’ involvement in residential sales, and will be able to show you recent sale prices for comparable properties in your area.

Thinking of Moving

If you are thinking of moving, one of the first things you need to know is the current value of your home.

Therefore Kernan Property Services provide a FREE PROPERTY VALUATION service where we will come to your property at a mutually convenient time and discuss its value and all other aspects of a move.

If you are interested in selling a property, please get in contact with Aaron on 028 30 868404 or via



Micheal Traynor heads up the lettings department since joining our staff in June 2016. Micheal obtained extensive experience during his time working for Reel Estates Agency in Eastcote, London.

Micheal heads an experienced and professional team with extensive knowledge of the local market. Along with this knowledge, we also provide up to date computer technology courtesy of the  Vebra Alto’s software package which allows us to ensure that all aspects of the property management services that we provide can be dealt with in the most beneficial way for landlords and tenants alike through their fully cloud based cutting edge technology.

Properties are managed throughout the Country. Additionally, we can provide a full landlord & tenant service to include re-letting, lease renewals, rent review, portfolio valuations, etc.

If you are interested in letting a property, or have a house to rent please get in contact with Micheal on 028 30 868404 or via

Full Management

If you already have, or are considering letting, a residential property it would seem practical to place the marketing in the hands of an experienced agent, someone who will ensure that the property is well cared for, to allow you to maximise this very valuable source of regular income. We also have a designated maintenance department which looks after any repairs, redecorate or improvements which may be necessary. We are able to attend to emergences and only use trained staff with experience in the relevant area which needs attention. Our service is ideal for those landlords living overseas or those who just don’t want the hassle of letting a property.

Our property management services include, but are not limited to:

- Key holding

- Rent collection, including ground rent and service charge payment

- Deposit collection and holding

- Pre-tenancy property visits and preparation, including two visits per annum

- Arranging inventories

- Transfer of utilities and payment of bills service

- Day-to-day management and maintenance of your property

- 24-hour emergency service

- Arranging for repairs and maintenance to be carried out by our independent, vetted

  and competitively-priced contractors

- Dealing with insurance claims

- Annual rent review and property valuation appraisal

- Providing advice on legislation and ensuring legal compliance

- Acting as a point-of-contact for tenants

- Organising and negotiating end of tenancy dilapidation claims and deposit returns.

Full Management Agreement:

 £125.00 plus VAT - One Off Fee and 10 % plus VAT of your monthly rental income thereafter.

Let Only

Ideal for landlords who want a comprehensive specialist service, but want to keep their costs down. Suitable for the experienced landlords who want to attract quality tenants.

Let Only Agreement:

£375.00 plus VAT - One Off Fee.

Damage deposits are protected by the Tenancy Deposit Scheme NI.



Kernan Financial Protection is a market leading adviser on mortgages and insurance. Our broker Stephen Kernan offers specialist advice tailored to meet your specific needs, whatever your situation.

With years of experience in the insurance and finance industry to draw on Stephen has access to a unique and extensive network of high street lenders, major financial institutions and private banks so that you can be assured that you’re getting the very best deal available.

Stephen is directly authorised with the financial conduct authority through 1st Call 4 Mortgages (UK) Ltd, registered in England and Wales under number 09333010. Stephen’s FCA number is 676588. Email :

Stephen says…

“‘I have been working in Financial Services since 2003 when I took over my Father’s family business after leaving the University of Ulster at Coleraine, Northern Ireland with BA Hons in International Business Studies. Having originally opened in 1991, we are celebrating over 25 years in Business. Having grown from Mortgage & Protection Advisors to the complete Property, Financial & Protection team during this time.

Outside of my professional life, my family is heavily involved and steeped in sporting heritage in Ireland. We have a long association with Gaelic Games, going back to the beginning of the organisation and maintained up to today where we play football with our local club Crossmaglen Rangers.’