Dec 18 2025 12:16:00

“Northern Ireland’s housing market is closing out the year in relatively robust shape. The wider economy is showing modest growth, labour market conditions remain strong, and wages continue to rise faster than inflation, all of which are helping to support affordability.

“Mortgage conditions are also improving, with lenders easing criteria and reducing rates. With further interest rate cuts expected in the months ahead, this should provide additional momentum into 2026. 

“Supply in the resale market has improved this year, albeit from relatively low levels, and house prices have grown by around 6% year-on-year. As we look ahead to 2026, there are no signs of demand easing.